Crowd Dialog Europe
united knowledge

As a population boom causes a building boom, it’s harder for developers to find sustainable housing solutions. Helsinki is finding creative solutions through crowdsourcing. See why it's a project that cities around the world will want to watch closely.

Speakers:

Jussi Pajunen

The state of the European online alternative finance market is strong. Between 2012 and 2014 crowd-based lending in 27 European countries facilitated €4,655m worth of funding to European consumers, entrepreneurs, creative artists, SMEs, social enterprises, renewable energy projects, community organisations and good causes.

Speakers:

Sam Ridler

Across the EU-27, success in business is about a few things going right and other things not going wrong. It is certainly not a black art. Most business issues can be controlled to an extent albeit some will involve an element of luck and timing. However with better positioning, management and a resilient balance sheet luck becomes far less important and the Crowd can be an important player for transformation of Know How and Innovation.

Speakers:

Alessandro Maria Lerro

At its core, crowdfunding is digitalisation of the funding process seen in the traditional corporate finance world. What changes when the process is moved from the big banking streets to the online environment?

Speakers:

Lasse Mäkelä

Crowdfunding is evolving more quickly than any other area of corporate finance, and the regulators across Europe are struggling to keep up across the EU Member States. The goal is a uniform pan-European regulated market but we are still far away from being there - in demand for a detailed description of the regulatory regime in any jurisdiction.

Speakers:

David Blair

Our society is facing great challenges which call for new ways of doing business. We are experiencing a shift from a period when all was about creating maximizing profit, the global marketplace and consumerism, to an new economy, ”the impact economy”, in which businesses take a more holistic approach in their business practice. Practices that are good for both people and planet at the same time as they are generating profits.

In this presentation we will see examples on the emerging impact economy and especially businesses which are using social technology, big data and crowd solutions to amplify their impact to their stakeholders.

Speakers:

Bert-Ola Bergstrand

This is a startup story.

Creating a startup means following a vision, sth. that drives you, that makes you want to change the World. Startup is about starting up and accelerating. Startup is about making mistakes, testing different business models, customer behaviour etc.

Creating a fin-tech startup you can not afford making mistakes, at least mistakes that can put your investors money under risk, you have to win the trust of users, to make them invest with you. Investing is never completely risk free but can be minimized by professional risk management.

Think global but act local they say. Real estate is local. To be able to evaluate risks you have to know the streets and corners.

But people like to think global. One would like to say- Hey I invested in 3 property projects in Spain, 2 in Greece, one in Estonia and considering to enter into Eastern Germany residential project. Sounds like a multi millionaire is speaking, uh? No, the guy has put down just 1700 Euros.

Its not an easy task but this is how I see cross-border p2p property finance in the future.

Speakers:

Marek Pärtel

More than any other online market, crowdfunding can only develop all other the world and specifically in european countries if platforms and regulators can successfully create trust and security to attract projects owners and investors .

Confidence & security is key to the development of crowd payment not only for the platforms but also to increase the rate of successful project campaigns and the amount being raised per projects. All actors, (platforms, projects owners and investors) must offer as much trust and reassurance as possible by using specialized actors & labels and by offering transparency on all subjects.

Speakers:

Pierre Lion

Interest in crowdsourcing is on the rise in Denmark, and the Danish Crowdsourcing Association is currently engaged in a range of projects with companies wishing to make their first forays into crowdsourcing. One major project is VIA Connect; a first-of-its-kind crowdsourcing community bridging higher education, research and innovation.

This community connects private and public organizations – including leading global brands and local governments – with thousands of researchers, educators and students, who provide ideas and innovations tailored to their organizations. In this presentation, we will give an introduction to VIA Connect, and look at how organizations may amplify their innovation capacity by tapping into the skills and talents of academic knowledge sources.

Speakers:

Daiana Fobian Nielsen

Flemming Binderup Gammelgaard

Ignition or burn out? This is the question we would like to address with reference to the effects of regulations and legal frameworks passed by the EU member States with the aim to regulate equity and lending crowdfunding mainly to protect the investors’ interests.

Crowdfunding and Crowdinnovation are causing the dramatic raising of new financial markets and their regulations should support this raise rather than “kill the baby in its cradle”

Speakers:

Umberto Piattelli

The first part of this presentation will examine how crowdfunding can become an institutional mechanism for humanitarian crisis prevention and crisis management utilized by governments and the state at large for raising awareness and innovating on humanitarian operational financing, thus creating an institutionalized humanitarian crowdfunding ecosystem as well as an interactive and accountable digital governance framework.

The second part will examine how institutionalized crowdfunding can be used to attract impact investors for national projects and infrastructure-building, bridging the gap between the private and public sector and encouraging private-public partnerships for the creation of a transparent and innovative framework of cooperation in projects which are economically, socially and environmentally sustainable.

Speakers:

Irene Demetriou

Crowd-based innovation have a long tradition. Centuries ago, Filippo Brunelleschi organized a tournament on structural planning to successfully overcome technical hurdles in building the dome of the Florence Cathedral.

The formula for success has not changed since then; however the Internet allows for a tremendously more efficient and effective use of crowd innovation due to the easy access to a global network of creative minds. Giordano Koch will present recent cross industry examples how companies may benefit from customized crowdsourcing initiatives in diverse areas such as technology, innovation, business development, design, HR, marketing, sales management, or in entirely new fields.

Speakers:

Giordano Koch

Crowdfunding is struggling to reach scale and professionalism. Business models remain in flux. Only a handful of platforms so far have reached operational scale, and those in general with the help of institutional investors (lending, equity) or significant reach of a global supporter base (US reward platforms).

Increasing interest from institutional investors and corporations seems to change the playing field of Crowdfunding, while its innovative promise has not yet reached its full potential. We are at a turning point that requires a transparent and proactive vision to be jointly embraced by the sector, if we are to see a truly professional sector arise and deliver impact.

Speakers:

Oliver Gajda

With the crowdlending project for the fire department in Oestrich-Winkel (Germany), LeihDeinerStadtGeld.de started successfully the world’s first crowdfinance solution for governing authorities. By this offer, municipal entities discover a new way towards citizen involvement in the digital age. Johannes Laub, Managing Director of CrowdDesk GmbH, will give you an insight into the challenges of municipal crowdfinance.

Speakers:

Johannes Laub

The conception of much of the future technology that will become our world is predestined in the startup companies of today. The forces that affect these companies, and the prospectors who invest in them, not only drive but limit the innovations they create.

Imagine a time when all of the technology around you is created in short cycles of greed, driven by a venture-capital mindset of selling out after three years for ten times the investment. Creating longer-term strategies to make the world a better place for everyone only happens through collaboration and co-creation.

Fortunately, crowdfunding can provide a balance. Using the power of the crowd to look forward to a better future, test the market and ideas as you go along, and create a longer tail of technology investment can help to create a future not dominated by only a few large corporations and their growth strategies.

This discussion will focus on engaging the crowd to create a solid vision for the future by empowering people, creating a shared vision, and delivering social and economic benefits.

Speakers:

Marc Dillon

Crowdfunding is fastly emerging as an economy to be reckoned with. But the regulatory framework necessary to continue this growth is still lacking behind. Why is it so hard for Governments to create clear and understandable rules for crowdfunding? In a world ever more digitalized and where business can easily move from one country to the next, Governments need to adapt faster and be more flexible to changes if they want to keep the competitive advantage to their neighbours.

Speakers:

Kristine Pontoppidan

As a group of crowdsourcing thought leaders and practitioners how can we better lead our industry at home and abroad. What is our responsibility to shape it and what might be our predictions for the future.

Speakers:

Shelley Kuipers

Crowdfunding is a rapidly increasing market in Europe. In addition, due to the globalization patents became an extremely important asset for companies of any size.

CrowdPatent combines the crowdfunding and patent markets, and offers crowd-investors a completely new asset class – InventionShares. Crowdfunding is used to finance patent applications for inventions having high monetization potential. Resulting IP rights are tradable worldwide.

Speakers:

Yorck Hernandez

When our memes evolve in the intersection with internet technologies – and sharing [economy], experiences [economy], anything-as-a-service [economy] come into competition with the thought of “ownership”, the value of crowd and its’ behavior can be captured, analysed and cultivated directly to the flow of exchange. The behavior of crowds create value, which can be recognised and measured with other means (e.g. NPS) than currency. And when we learn more from crowd economy, the better we can evaluate its’ value with conventional means of exchange e.g. money.

Crowdsourcing-crowdfunding-crowdworking-crowdEVERYTHING will become business as usual, not only in internet economy but in the conventional economy as well. Let’s look at the Ferris Wheel of crowd value and see how neatly it resonates with the capabilities we link to a traditional economy.

Speakers:

Pia Erkinheimo